Bubble Belt

Once you reach a certain Hunt rank level the Clan Centurio bazaar shop will have bubble belts available to buy.
 
Does anyone else feel guilty about using a Bubble Belt?I have them equipped on everyone.But I feel....I dunno....like copping out of leveling to the max?But even if you level to 99,will your HP max out?I'm at level 73,and actual HP is still around 4800-5200.
 
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