Kind of. Obviously, you have to have an income of some sort to afford the monthly premium payments, and some companies offer health benefits as a perk, which are deducted straight from the payroll. But you can also individually purchase health insurance directly from a provider. The payroll deduction is the most common version.
Oh I see. We have that with Life Insurance, but regular Health Insurance is covered by BC (Well for me, or any Provincial) Medical... As long as you have a health Care Card number, you're in the system and most of everything is covered, just not prescriptions... My, potentially, thousands of dollars knee surgery was covered. =D
And depending on some jobs, they have Medical Benefits with cover your prescriptions and dental, and anything else missing...
I'm not sure I follow. The only way you'd lose coverage is if you couldn't afford the payments for some reason. Or if you never had coverage to begin with. Having an illness wouldn't force you to lose coverage. But, in virtually all cases, insurance companies will only cover a percentage of costs. For example, on average, insurance companies will only cover about 40% of costs of a person diagnosed with cancer.
There are, however, some cases where an insurance company will deny coverage to a person that owns a premium, such as preexisting conditions, or just deciding that a procedure isn't necessary.
Wow.. Your insurance is effed. Very informative... but effed. =/
Search me.
Spread em.
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